Peoples State Bank

Bank credit: is it growing, and where’s it going?

Lenders have loosened purse strings, but some sectors are monopolising bank loans. Hence the clamour for more credit

Here's What You Need to Look For to Make Sure You're Not Being Scammed at the ATM

Mortgage Loans: Stick With A Bank Or Go With A Broker?

It matters where you go for a mortgage. Who offers a better deal — a banker or broker?

Is a personal loan for you?

Personal loans have surged in popularity, due in part to increasing consumer confidence and a growing array of online lenders to provide them.

Savings Tips for Children

April 24th is National Teach Children to Save Day. We have employees going to local schools to teach children the importance of saving. Anytime is the right time to begin teaching children about mo…

Tips for a successful Youth Month Savings Challenge

There’s less than two months to go until National Credit Union Youth Month™, when credit unions from coast to coast will urge kids to “Give a Hoot About Savings” and discover the life-changing power of credit union membership. As your celebration planning gets underway, don’t forget about one of the most powerful business development opportunities …

How to spot ATM skimming devices

What to look out for when using an ATM, and what you can do to protect your account.

Public bank bill puts state where it doesn’t belong

California lawmakers have a ready solution for almost any problem, no matter how large or small: Create a new government bureaucracy to administer some “landmark” program.

Home Loan Rates Are Low But Banks Are Tightening Standards

Home loans interest rates are low, but and the recovery of the U.S. housing market is uneven as banks tighten their standards.

Consumers Can Demand Foreclosure Stop

Homeowners behind in their mortgage payments, one or more months, must be provided with a list of HUD-approved housing counseling agencies in their state by the bank, mortgagee or mortgage servicing organization. This action is required by Section 169 of the Housing and Community Development Act of 1987. There are no penalties in the Act. …

Top 3 Reasons Mortgage Applications are Denied

Buying a home is an exciting experience, but there is nothing more crushing to a prospective home buyer than having a mortgage application denied.  To avoid unexpected bad news at the closing

Make Your House FHA-Loan Friendly

Know the basics of FHA loan rules and you stand a better chance of selling your house or condo.

Breaking Up Big Banks Is Hard to Do. But Not Impossible

Small activist funds are talking to larger peers. A major regulatory action, perhaps a rejected "living will" might be the catalyst these insurgents need. We're looking at you, J.P. Morgan.

The One Question Bankers Don't Want to Answer About Mortgages

When it comes to the mortgage process, there is one question—above all other questions—that sends a nervous tingling sensation up a banker’s spine.

Should I go with a mortgage broker or a bank?

When buying a home, what is the difference between a mortgage broker and a bank, plus what are the pros and cons of each one?

FHA Mortgage Programs for Restoring Homes

FHA Mortgage Programs for Restoring Homes. The Federal Housing Administration (FHA), a part of the US Department of Housing and Urban Development, promotes home ownership by insuring mortgage loans made by institutional lenders, such as banks. Part of the different FHA mortgage programs includes mortgages for the ...